Quick Tips to buy motor Insurance Online


More often than not when you want to buy motor insurance online, you are not sure if you would land up with the best deal available. The truth is when purchasing a motor insurance, the chances are high that you can be easily taken for a ride. There is so much in the market and every insurer is trying to portray themselves as best, it becomes difficult to judge the right one for you. Add to that the fake policy providers promising hot and lucrative deals making the situation all the more difficult for you. Here is what you should know when you buy insurance online.
Compare insurance
One of the major advantages of being connected to the internet is that you are not alone in your search. An internet carries much more power than what a whole bunch of retailer put together. So, it is important not to forget that. It is much more realistic and easier to buy an insurance online in today’s technology friendly world. So, spending some time online to research will be beneficial for you.

Provide the right information
When you are buying insurance online, you need to make sure that all the information you provide is correct. Refrain from the urge to lie in your insurance policy questions as it may offer you a lesser premium right now, but it surely backfires at the time of making a claim. Keep your vehicle registration number, Aadhar card details, vehicle number and model name handy when you are about to buy the insurance. Insurance policy companies favour people who are at low risks of accidents or people who have never made a claim, so if you are one of them, do not forget to mention that as well.

Use your right to information
Know your rights and duties well. You, as a customer, have a right to inquire about every information that you think is important before you make a call with the policy. Also, do not trust anything by word of mouth. Unless it is written or mentioned on a formal policy document or emailed to you by an authorised source, the information does not have any viability.
Do not rush:
If you rush, you may miss out on important facts. So, take your time, compare the policies and make a wise move. The ability to seek out the right information is the biggest advantage when you buy insurance online. Also, plan your policy renewal at least 45 days in advance, so that you have enough time to compare policies and see what is there in store for you.

Be informed
In the era of instant connectivity, adequate information is the key. There is so much information available online these days that it confuses the customers rather than helping them in the first place. Find out the details of your insurance claim, know your rights and responsibilities as a customer and try to know the insurance industry better, only then go ahead to buy motor insurance online.

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